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One app. Every financial service you need — instant, secure, and built for your world.
Everything in One Place
ZovoPay brings together everything you need to hold, move, and grow your money — without queues, without paperwork, and without compromise. From a multi-currency wallet that speaks 30+ currencies, to instant transfers that land in under a second, to virtual cards you can use the moment you create them — it all lives in a single, bank-grade-secure app designed first for Syria and open to the entire region.
Core Services
Hold, send, receive, and exchange across 30+ currencies — including SYP, USD, EUR and more — all from a single, elegant balance.
Send money to any ZovoPay user in under a second — by phone number, username, or QR code. No delays, no hidden fees.
Pay or collect at any ZovoPay merchant by scanning a QR code. Fast, contactless, and confirmed in an instant.
Issue a virtual card instantly — ready for online shopping, subscriptions, and international purchases the moment you create it.
Pay utility bills, internet, and service subscriptions directly from your wallet — on time, every time, without leaving the app.
Recharge any mobile line in seconds — local or international operators supported. Your phone stays connected, always.
Send money across borders to family and loved ones — arriving in seconds, not hours. Transparent rates, no surprise deductions.
Lock away money for a goal — a trip, an appliance, a rainy day. Separate from your spending balance so your savings stay untouched.
Earn rewards on every qualifying transaction. Your spending gives back — cashback tiers and loyalty perks launching soon.
Deposit or withdraw cash at any authorised ZovoPay agent near you. The bridge between physical cash and your digital wallet.
Accept QR payments, manage a POS terminal, track settlements, and connect to ZovoHub — the partner aggregator built for serious merchants.
KYC identity verification, two-factor authentication, PIN protection, trusted-device binding, and end-to-end encryption — every layer active, every transaction guarded.
By the Numbers