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One integrated back-office for every merchant, partner, and enterprise. Custom dashboards, built-in POS, double-entry accounting, and a developer API — all powered by ZovoPay.
The Business Layer of ZovoPay
ZovoHub is the merchant and partner SaaS aggregator built on top of ZovoPay. While ZovoPay moves money, ZovoHub runs your business — with a custom dashboard shaped to your sector, a full point-of-sale, double-entry accounting with VAT, smart settlement, and an open developer API. Whether you operate a single shop or a network of partners and couriers, ZovoHub gives every business grade infrastructure without the enterprise price tag.
Built For
Accept QR payments, run your POS, track inventory, and reconcile shifts — all from one merchant dashboard built for the way Syrian retail actually works.
Connect your delivery app to ZovoPay, manage your couriers as sub-merchants, settle earnings automatically, and track every cash-on-delivery movement in real time.
Onboard your merchants via partner invitation, hold a shadow ledger for every storefront, and disburse settlements on your own schedule — instant, daily, weekly, or monthly.
Manage unlimited branches, assign scoped employee roles, generate consolidated accounting reports, and export VAT-compliant statements — from a single company-grade dashboard.
Platform Features
ZovoHub detects your business type and surfaces exactly the right tools: product-variant management for retailers, appointment scheduling for clinics and salons, travel itineraries for agencies, and a company-grade command centre for enterprises. No clutter, no irrelevant options — only what your business actually uses.
A full point-of-sale inside ZovoHub: product catalogue with variants, live inventory, cashier shift management with cash reconciliation, and direct thermal receipt printing via ESC/POS. Every sale posts automatically to your accounting engine — no double entry by hand, ever.
A complete double-entry accounting engine per merchant: chart of accounts, balanced journal entries, automated sale and expense posting, trial balance, income statement, balance sheet, and VAT reports — all in real time. Export any report as a clean PDF for your accountant.
Real-time inventory management with product variant support and expiry-date tracking. Automatic stock movements on every POS sale, with low-stock alerts before you run out. For service businesses: a full appointment scheduling module so your calendar and your payments speak the same language.
Add unlimited branches under one merchant account. Each branch holds its own wallet and generates its own reports, while the company dashboard gives you a consolidated real-time view across every location. Monitor sales, staff activity, and settlement status without switching screens.
Request a settlement at any time and funds move instantly to your nominated wallet — or set a schedule that matches your cash-flow cycle. No end-of-day batch, no banking-hours restriction. Your earnings are always liquid, always accessible.
As a ZovoHub partner, invite merchants and couriers directly from your dashboard. They complete a streamlined onboarding flow, and you immediately gain visibility into their wallets, transactions, and settlement status — no paperwork, no manual provisioning.
Assign employees to branches with precisely defined permissions — from cashier-only sales access to settlement approval authority. Every employee action is logged, auditable, and reversible. No more shared passwords, no more guessing who did what.
A RESTful API with scoped tokens lets developers embed wallet queries, payment initiation, QR generation, and settlement triggers directly into any platform or ERP. Idempotent by design — safe retries, zero duplicate charges. Webhook notifications fire the instant a payment clears, so your systems are always in sync.